# Equable Generated by Yoast SEO v28.6, this is an llms.txt file, meant for consumption by LLMs. ## Pages - [About Us](https://equable.org/about-us/) - [Contact](http://equable.org/contact-us/) - [State of Pensions Hub](https://equable.org/state-of-pensions-hub/) - [Data and Research](https://equable.org/data-research/) - [Donate](https://equable.org/give/) - [Financial Resilience Report](https://equable.org/pension-financial-resilience-report/) - [Calculator](https://equable.org/calculator/) - [Public Retirement Research Database](http://equable.org/data-research/public-retirement-research-database/) - [The Retirement Security Report](https://equable.org/rsr/) ## Posts - [State of Pensions 2026](https://equable.org/report/state-of-pensions-2026/): While state and local retirement systems have improved across several key metrics, the state of pensions overall remains Fragile in 2026\. - [Do Pensions Own Alternative Investments? How Valuation Risk Affects Pension Stability](https://equable.org/news/public-pensions-valuation-risk/): State and local public pensions hold $1\.9 trillion in alternative investments, with $1\.6 trillion tied to valuation\-priced assets like private equity and real estate\. Because these assets rely on internal pricing models rather than live markets, pension funds face significant "valuation risk\." Explore how overstated asset valuations can skew reported funding levels and threaten long\-term pension stability\. - [Pension Contributions by State 2026](https://equable.org/news/pension-contributions-by-state-2026/): In 2026, state and local employer pension contribution rates reached a historic high of 31\.8% of payroll\. However, less than a third of those contributions fund new retirement benefits\. The vast majority goes toward paying down accumulated pension debt\. Explore key national trends, state\-by\-state contribution rates, and the impact of Social Security coverage\. - [BRIEF \| State and Local Pension Funds Have at Least $578 Billion Invested in AI Companies](https://equable.org/report/brief-pension-funds-ai-investments/): U\.S\. state and local pension funds hold at least $578 billion in artificial intelligence companies as of Q2 2026, accounting for over 35% of all reported public equity investments\. Read Equable Institute’s latest media brief for a fund\-by\-fund breakdown of AI holdings, major AI positions, and market exposure across top public retirement systems\. - [Pension Basics: How Pension Benefits Are Calculated](https://equable.org/resource/pension-basics-how-pension-benefits-are-calculated/): Pension benefits are typically a fixed monthly payment in retirement that is guaranteed for life\. Some pension benefits grow with inflation\. Other pension benefits can \[…\] ## States - [Oklahoma](https://equable.org/state/oklahoma/) - [Georgia](https://equable.org/state/georgia/) - [Illinois](https://equable.org/state/illinois/) - [Florida](https://equable.org/state/florida/) - [Connecticut](https://equable.org/state/connecticut/) ## Optional - [Sitemap index](https://equable.org/sitemap_index.xml)