State of Pensions 2025
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Issue Brief: At Least One-Third of School Districts Have Experienced Funding Cuts Due to Growing Pension Costs
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The latest issue brief from Equable Institute reveals that rising teacher retirement costs driven by pension debt are placing significant financial pressure on K–12 school […]
How to Account for Pension Debt in School Funding Formulas
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Equable Institute’s recent issue brief on education funding cuts driven by growing teacher retirement costs identified several key problems states and school districts face as […]
Alaska House Bill 78: Retirement Security Policy Scorecard
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Equable Institute has issued a Retirement Security Policy Scorecards for Alaska House Bill 78 (HB78). As amended on May 7th, the bill would create an […]
Florida House Bill 945 & Senate Bill 1126: Retirement Security Policy Scorecard
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Equable Institute has issued a Retirement Security Policy Scorecards for Florida House Bill 945 and Senate Bill 1126. The bills would modify the existing pension […]
Methodology: Comparing Standard and Normalized Replacement Rates
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Replacement rates compare the value of a retirement benefit to the value of pre-retirement income. Definition: Pre-Retirement Income There are various ways that pre-retirement income can be defined. […]
How Much Money Have the Top 25 Pension Funds Lost Since “Liberation Day”?
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Last week, Equable released an issue brief estimating the total losses of the Top 25 pension investment funds in 2025 (through April 8th), following the […]
ISSUE BRIEFS | Pension Challenges Facing Illinois
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Today, Equable Institute issued complementary briefs on two important pension issues facing the state of Illinois. The first brief assesses proposed improvements to Tier 2 […]
Tier 5 was Adopted in Mississippi. What Should Happen Next?
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With $26 billion in unfunded liabilities and inadequate benefits for workers, it is undeniable that Mississippi needs to improve how it manages the Mississippi Public Employees […]
Mississippi Senate Bill 2439: Retirement Security Policy Scorecard
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Mississippi is considering changes to its retirement plan provisions for the Mississippi Public Employees Retirement System (MSPERS), as presented in Senate Bill 2439. The bill, […]