January 10, 2023
Today, Equable Institute released a year end update to its State of Pensions 2022 report. The analysis finds the aggregate funded ratio for U.S. state and […]
March 15, 2023
There are at least two dozen state and local pension funds with direct exposure to the failure of Silicon Valley Bank (SVB). State and federal […]
January 31, 2023
Today, Equable Institute and Opportunity Institute have released new research exploring the effect of teacher pension debt on education resource equity in California, Texas, Florida, and […]
January 10, 2023
U.S. public pension plan funded ratios at the end of 2022 reflect a challenging year. The 2022 calendar year was not a great time to […]
December 2, 2022
In the U.S., public pension vesting periods vary widely by state. There are many reasons why states might offer longer or shorter vesting periods. But […]
December 1, 2022
What do Tom Brady, Shaquille O’Neal, and at least 15 state or local pension funds have in common? They are all old. And they’ve all […]
November 21, 2022
A 403b plan is a form supplemental savings available to teachers in the U.S. How much income do you need in retirement to have a […]
November 10, 2022
Public pension contribution rates have increased considerably over the last few decades. Some governments have had sharper increases than others. In many places mandatory pension […]
October 28, 2022
October 2022 has proven to be a busy month in public retirement news. From ESG battles to looming contribution rate increases for Ohio’s schools, pensions […]
October 28, 2022
The average assumed rate of return for state pension plans in the United States is 6.9%, as of September 2022. The median is 7.0%. Equable […]
October 18, 2022
The news headlines for private equity have not been great over the past several months. The private capital industry on average lost money during Q2 […]
October 18, 2022
When it comes to public pension performance as of October 2022, the new CalPERS chief investment officer said it best when commenting on the investment […]
September 28, 2022
Guaranteed lifetime income is one of the best things that come with having a pension plan. But pensions aren’t the only financial route to guaranteed […]
September 28, 2022
A key feature of defined benefit pension plans is that they offer guaranteed income for life. But unless the purchasing power of that income keeps […]
September 23, 2022
A key feature of teacher pension plans is that they offer guaranteed income for life. But unless the purchasing power of that pension income keeps […]
September 23, 2022
Is there a state pension crisis in the United States? The short answer is no. Despite headlines claiming that state pension funds are in trouble, […]
September 16, 2022
California state and local government agencies offer a range of different defined benefit pension plans. Some public employees are enrolled in California pensions offered through a […]
September 16, 2022
Teacher retirement systems in 2022 are Fragile. There are 63 retirement systems offering benefits to teachers, K–12 school educators, and other public school employees. These […]
September 14, 2022
Based on funded ratio, Wisconsin, Washington, and South Dakota have the best funded public pension plans in America. The worst funded plans are in Illinois, Kentucky, […]
