Article April 17, 2023
Financial Literacy Resources for Public Employees
Most state and local workers in the United States receive retirement benefits, usually in the form of a pension. However, the quality of those benefits […]
Article November 21, 2022
What is a 403b Retirement Plan for Teachers?
A 403b plan is a form supplemental savings available to teachers in the U.S. How much income do you need in retirement to have a […]
Article September 28, 2022
How to Calculate Your Pension
Guaranteed lifetime income is one of the best things that come with having a pension plan. But pensions aren’t the only financial route to guaranteed […]
Article September 23, 2022
Is There a Pension Crisis in the US?
Is there a state pension crisis in the United States? The short answer is no. Despite headlines claiming that state pension funds are in trouble, […]
Article September 14, 2022
What is a Defined Benefit Plan?
Defined benefit plans are a common way to provide retirement income. The most typical defined benefit plan is based on final average salary, and is […]
Article July 21, 2022
Are Public Pensions Protected From Inflation?
Retirees with a pension from state or local governments were made a promise: guaranteed income for the rest of their lives. But in a number […]
Article June 8, 2022
How Does the Government Pension Offset Work?
Like the Windfall Elimination Provision, the Government Pension Offset reduces Social Security benefits. However, unlike the WEP, the GPO only changes Social Security “survivor benefits” […]
Article June 6, 2022
New Report: Will You Be Affected by the Windfall Elimination Provision and/or Government Pension Offset?
With the new Windfall Elimination Provision and Government Pension Offset, public employees, like teachers, firefighters and police, face several questions as they near retirement. In […]