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We’re committed to helping solve sustainability challenges in public sector retirement plans.

Equable Highlight

What do Teachers Think About Retirement?

Equable Institute recently conducted a nationally representative survey to better understand the ways that teachers value their retirement benefits, as well as their awareness of challenges facing public sector pensions.

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The Contribution Rate Just Keeps Growing
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Funded Status Updates for State and Local Pension Plans

The Center for State & Local Government Excellence, together with the Center for Retirement Research at Boston College, published a brief on the funded status […]
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Why Equable Institute Cares about Retirement Security

For America’s states and local governments to function properly and thrive — that is, to provide effective and efficient governance — the institutions within its […]
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Research Group Has Bleak Outlook on Arizona State Retirement System

The Arizona Chamber Foundation (ACF), a research group, decries the Arizona State Retirement System’s (ASRS) dwindling funded ratio, which it claims is trending toward “complete […]
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Leaders Ignored Teacher Pension Debt. Now There’s Less Money for Teacher Salaries and Students.

Bring up the issue of pension debt and most educators quickly lose interest. That’s a mistake, as pension debt will have a devastating impact on […]
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Why COLAs Matter for Retirement Security

Everyone has their favorite moment of realizing the effects of inflation. Just five cents for a bottle of Coke? You’d be lucky to get that […]
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Pension Funds Lower Assumed Rates of Return as Economic Growth Slows

Investment returns make up more than 60 percent of the revenues that public pension plans need to ensure their financial stability, so it’s imperative that […]
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Why States Don’t Pay Their Pension Bills

One of the primary factors driving state and local unfunded pension liabilities is the failure of governments to always pay their pension bills, known as […]
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The 80% Pension Funding Standard Myth

An 80% funded ratio often has been cited in recent years as a basis for whether a pension plan is financially or “actuarially” sound. Left […]
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Look into the status of specific states.

How are states managing their pension and retirement promises? Or how much employees have to contribute toward their pension and retirement benefits? Select a state to see a snapshot of your state's retirement system.