Pension Basics: Assumed Rate of Return
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Discover the assumed rate of return. Learn how it’s determined, its role in funding, and common myths regarding benefits.
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Pension Basics: How Pension Benefits Are Calculated
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Pension benefits are typically a fixed monthly payment in retirement that is guaranteed for life. Some pension benefits grow with inflation. Other pension benefits can […]
The State of Teacher Financial Wellbeing 2025
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Download The Survey| Clear The List 2025: The State of Teacher Financial Wellbeing (PDF) During the summer of 2025, Equable Institute set out to better […]
How Alaska House Bill 78 Impacts Retirement Benefits for PERS and TRS Members
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Equable Institute has re-issued Retirement Security Policy Scorecards for Alaska House Bill 78 (HB78). First introduced in 2025, the latest version of the bill would […]
State of Pensions 2025 Year-End Update
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The Retirement Security Report 2nd Edition (2025)
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Equable Institute has released the second edition of its Retirement Security Report, a comprehensive assessment of the retirement income security provided to U.S. state and local […]
BRIEF | Academic Performance and Per Pupil Pension Subsidies in Connecticut
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Equable Institute released a new brief showing that differences in state support for teacher pension costs in Connecticut are correlated with differences in student performance […]
California Assembly Bill 1383: Retirement Security Policy Scorecard
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Equable Institute has issued Retirement Security Policy Scorecards for California Assembly Bill 1383 (AB1383). As amended on April 11th, 2025, the bill would the proposed […]
Financial Resilience Report Metrics
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Funded Ratio The funded ratio for a defined benefit plan is a useful snapshot of financial health because it measures the percentage of assets that […]
Executive Director’s Report | Survival Isn’t Success: The Persistent Fragility of Public Pension Systems
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The Fragility of Public Pension Systems In April 2025, financial markets experienced a sudden and sharp decline, triggered by the Trump administration’s aggressive tariff proposals. […]