State of Pensions 2025 Year-End Update
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State: All States
The Retirement Security Report 2nd Edition (2025)
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Equable Institute has released the second edition of its Retirement Security Report, a comprehensive assessment of the retirement income security provided to U.S. state and local […]
Financial Resilience Report Metrics
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Funded Ratio The funded ratio for a defined benefit plan is a useful snapshot of financial health because it measures the percentage of assets that […]
Executive Director’s Report | Survival Isn’t Success: The Persistent Fragility of Public Pension Systems
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The Fragility of Public Pension Systems In April 2025, financial markets experienced a sudden and sharp decline, triggered by the Trump administration’s aggressive tariff proposals. […]
State of Pensions 2025
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Issue Brief: At Least One-Third of School Districts Have Experienced Funding Cuts Due to Growing Pension Costs
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The latest issue brief from Equable Institute reveals that rising teacher retirement costs driven by pension debt are placing significant financial pressure on K–12 school […]
How to Account for Pension Debt in School Funding Formulas
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Equable Institute’s recent issue brief on education funding cuts driven by growing teacher retirement costs identified several key problems states and school districts face as […]
How Much Money Have the Top 25 Pension Funds Lost Since “Liberation Day”?
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Last week, Equable released an issue brief estimating the total losses of the Top 25 pension investment funds in 2025 (through April 8th), following the […]
FAQ: Understanding the Social Security Fairness Act
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On Jan. 5, 2025, President Biden signed the Social Security Fairness Act, that eliminated the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). This […]
Pension Plan Funded Ratio Rankings 2024
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The funded status for state and local pension plans improved in 2024, propelled forward by solid financial market performance. Yet, public pension plans are still […]